The top inquiry to BBB this week is from Middle TN consumers who have received unsolicited prescription drug cards in the mail - from a company called United States Prescription Discounts, Washington, D.C.
The letter looks like it could be from the government and comes with free discount drug cards promising average discounts of 50% on prescription drugs.
BBB has confirmed that the card is NOT a scam and it has nothing to do with the government, or the Affordable Care Act. Instead, it’s a marketing tool by a company that gets paid directly from major pharmaceutical companies each time a card is used.
Consumers should not think of it as an insurance card. Instead this card is more like a coupon without an expiration date.
However, BBB did confirm one misrepresentation: Local pharmacies say that the stated 50% discounts are much less than advertised, what most consumers will see is more like a 5% to 10% savings on a drug’s retail cash price.
That’s a price hardly anyone with insurance pays, but certainly may be helpful for consumers who are under insured or uninsured.
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